A new air conditioning condenser installed outside a brick home in Katy, TX

GreenSky · Wells Fargo

Plumbing & HVAC Financing in Katy

Explore GreenSky plans and Wells Fargo financing for your plumbing or HVAC project. Compare available plans online and review payment terms before any work begins.

GreenSky Program

Find the payment plan that fits your project

Compare two promotional options and three fixed-rate terms below. All plans are subject to credit approval. Your payment depends on the amount financed and the terms you qualify for.

Promotional interest

6 months to get started

No interest or required payments for the first 6 months.

Annual percentage rate
8.94% APR
Repayment term
6-month promo + 120 monthly payments

After the promotional period, a fixed 9.99% interest rate applies for 120 months. The 8.94% APR reflects both periods.

Payments begin after the 6-month promotional period.

GreenSky plan 1069

Apply now

Deferred interest

12 months to pay in full

Interest is waived when the amount financed is paid in full before the 12-month promotional period ends.

Annual percentage rate
17.99%–29.99% APR
Repayment term
84 monthly payments, including the promo

Payments are required from the start. Interest is billed during the promotional period and is only waived if you pay in full before it ends. Any remaining balance is repaid over the next 72 months.

Minimum payments will not pay off the balance within 12 months. Only well-qualified applicants receive the lowest APR.

GreenSky plan 2613

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Fixed rate · 7 years

84-month financing

Spread your project cost over 7 years with a fixed interest rate.

Annual percentage rate
9.99% APR
Repayment term
84 monthly payments

A fixed rate and scheduled monthly payments throughout the loan term.

Subject to credit approval.

GreenSky plan 2727

Apply now

Fixed rate · 10 years

120-month financing

A 10-year repayment term with a rate based on your credit qualifications.

Annual percentage rate
9.99%–22.99% APR
Repayment term
120 monthly payments

Your loan amount and rate depend on income and creditworthiness. Only well-qualified applicants receive 9.99% APR; some applicants may not qualify.

Your approved rate stays fixed for the loan term.

GreenSky plan 9991

Apply now

Fixed rate · 15 years

180-month financing

Spread payments over a longer, 15-year term.

Annual percentage rate
10.99% APR
Repayment term
180 monthly payments

A fixed rate with the longest repayment term among these options. A longer term means more time paying interest.

Subject to credit approval.

GreenSky plan 1509

Apply now

Ready to explore your options?

Open GreenSky to enter your project amount, compare payment estimates and review full terms. Select your plan there to continue with pre-qualification.

Explore GreenSky plans

All financing is subject to credit approval. Plans and terms may change; confirm current availability and full terms in GreenSky before applying. Loans are provided by participating federally insured financial institutions. GreenSky is a program administrator, not a lender.

Wells Fargo

Home Projects credit card

Finance your project with a revolving credit line that can also be used for future purchases. Wells Fargo offers monthly payments, online account management and promotional offers where available.

Subject to credit approval. Review current rates, fees and any promotional terms in the Wells Fargo application before applying.

Apply with Wells Fargo

From application to installation

  1. Choose a providerCompare GreenSky plans or explore the Wells Fargo Home Projects credit card.
  2. Review and applyReview the plan terms and follow the steps to request financing.
  3. Tell usWe put your approval toward the quote and schedule the work.

Have questions about financing? Call 281-601-1513 and we’ll walk you through it. No application needed to ask.

What does it cost per month?

Financing is available on qualifying plumbing and HVAC jobs across Katy, Cinco Ranch, Fulshear and West Houston, most often water heater replacements, repipes and new air conditioning or furnace systems. The monthly number depends on the amount financed and the terms you qualify for, so we would rather go through the real number with you than publish a teaser rate here. Explore financing options using the links above or call us with questions. Payment terms are laid out before any work begins.

281-601-1513

Looking for a discount instead? See current specials or join the USA Comfort Plan for member pricing on every repair.